Category: Medical Care

  • Informed Consent

    Medical Care

    Image of person filling out forms.

    Informed consent means that you agree to treatment only after it has been explained to you and that you understand it. You should know the nature of the treatment, its benefits and risks, and the likelihood of its success. You should also be told if your treatment is an experimental one.

    The doctor should review any alternatives to surgery or other procedures. There are no guaranteed outcomes in medicine, but informed consent enables YOU to make a rational and educated decision about your treatment.

    With Informed Consent

    *  You cannot demand services that go beyond what are considered “acceptable” practices of medicine or that violate professional ethics.

    *  You must recognize that you may be faced with some uncertainties or unpleasantness.

    *  You should, if competent, be responsible for your choices. Don’t have others make decisions for you.

    Page from the Healthier at Home book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • Save By Being A Wise Consumer

    Medical Care

    What price, health care?

    It is more common to know the price of a car than the price of health care services. It is also more common to take more time looking for a car than a doctor. To be prepared to take care of your health and health care costs, plan ahead:

    *  Don’t wait until you get sick to find a doctor. Having a doctor can save the expense of having to go to an urgent care center or emergency room.

    *  Know what costs your health plan covers and what you need to pay.

    *  Post a list of places your health plan approves for treatment. When you need care, use them instead of out-of-plan ones, which could cost you extra money.

    *  If you have a yearly deductible, budget for this with the rest of your bills.

    Check credentials.

    You can’t afford to trust your health to just anyone. Find out about doctors from:

    *  American Board of Medical Specialties (ABMS) at 866.ASK.ABMS (275.2267) orwww.abms.org.

    *  DocFinder atwww.docboard.org/docfinder.html.

    *  The Federation of State Medical Boards at 888.ASK.FCVS (275.3287) orwww.fsmb.org.

    *  Health Grades atwww.healthgrades.com.

    Look for quality.

    Check out the track records of health plans, hospitals, and doctors. Contact the Agency for Health Care Research and Quality atwww.ahrq.gov.

    Protect yourself from medical errors.

    These could cost extra money and can even cost you your life. Be your own watch dog. Take an active role in every decision about your health care. If needed, have a family member or friend oversee your care.

    Know about tax breaks.

    Medical and dental expenses are tax deductible if they exceed 7.5% of your adjusted gross income. If you are self-employed, you may be allowed to deduct 45% of the cost of your health insurance premium. Find out fromwww.irs.gov.

    Cover image to the Healthy Savings book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • Tell & Ask The Doctor Checklist

    Medical Care

    Tell & Ask the Doctor Checklist

    Page from the Healthier at Home book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • Advance Directives

    Medical Care

    Hospitals and nursing homes are required to give you information about your rights as a patient under their care. Advance directives are a legal way for you to declare your wishes to choose or refuse medical treatment.

    {Note: If you live in or get medical care in more than one state, have advance directives for all states involved.}

    Two Types of Advance Directives

    *  Living Will. This written document states what medical treatment you would want or not want if you were unable to state it yourself. A living will applies when you can’t express your wishes on your own and you have a terminal illness or condition from which you aren’t expected to survive. In writing, you may choose or refuse:

    – Measures to Support Life, such as a respirator (a machine to breathe for you).

    – Measures to Sustain Life, such as tube feedings and kidney dialysis (a machine that does the work of your kidneys).

    – Measures to Enhance Life. These keep you comfortable, but don’t prolong life. Examples are pain medications and hospice care.

    *  Durable Power of Attorney for Health Care. This written document names a person who would make treatment decisions for you if you are not able to make them yourself. This person would state your wishes. Your condition does not have to be terminal or irreversible to have someone speak on your behalf.

    Each state has its own laws on advance directives. Get forms for them from your lawyer, local hospital or library, or from your state’s Web site. Other places for forms and information:

    *  Caring Connection:www.caringinfo.org– Click on “Planning Ahead” and “State-Specific Advance Directives.”

    *  U.S. Living Will Registry:www.uslivingwillregistry.com

    After you complete advance directives, discuss them with your family and close friend(s). Give your doctor a copy, too.

    Page from the Healthier at Home book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • The Ins And Outs Of Ambulatory Surgery

    Medical Care

    Ambulatory surgery is surgery done on an outpatient basis. This can be done in a hospital. It can also be done at a freestanding center. One reason ambulatory surgeries are more common now than in the past is advanced medical practices. This includes the use of anesthesias that wear off quicker and have fewer side effects. Common ambulatory surgeries include:

    *  Endoscopy procedures.

    *  Hernia repair.

    *  Some plastic surgeries.

    *  Tubal ligation.

    *  Dilation and curettage (D & C).

    *  Breast biopsy.

    *  Tonsillectomy.

    *  Cataract and glaucoma procedures.

    *  Orthopedic procedures (such as arthroscopy of a knee).

    *  Benign and cancerous tumor procedures.

    Ambulatory or outpatient surgery has many advantages:

    *  Hospitalization poses the risk of exposure to infections and may also keep patients bedridden longer than is necessary.

    *  Ambulatory surgery gets you in and out quickly.

    *  The patient has a good deal of choice as to when the surgery will occur. The surgery is scheduled by appointment for patient convenience.

    *  Most people prefer healing at home in their own beds to staying in a hospital. The home can be a more comfortable place in which to heal than a hospital with its hectic schedules.

    *  Medical bills are much lower if you don’t have to stay in a hospital overnight.

    Things to consider:

    *  Many procedures need special preparation ahead of time. Follow your doctor’s orders exactly.

    *  You may need someone to drive you home and stay with you as you recover.

    *  Do not bring valuables with you when you have outpatient surgery.

    Page from A Year of Health Hints book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • Save By Being A Wise Health Care Consumer

    Medical Care

    Close up of hand using a tablet.

    *  Before you receive services, know what your plan covers. Find out from your insurance plan’s website handbook, or customer service representative.

    *  Find out if the cost for 9-1-1 EMS transport is covered or if you need to use a certain ambulance company.

    *  Choose providers who accept your insurance. Find out if prior approval or a referral is needed for services to be covered.

    *  Consider a Consumer Driven Health Plan. You pay a higher deductible and pay for health care costs from a tax-exempt health account. With a high-deductible health plan, you can set aside pre-tax money in a health savings account (HSA). Use this to pay for your deductible and medical costs. Money you don’t spend adds up from year to year, to use for future medical expenses.

    *  Learn if acupuncture and massage therapy fees are covered.

    *  Get recommended tests, exams, and vaccines.

    *  Make sure you use covered services, such as dental cleanings, tests and exams, virtual visits, and the Nurse Advice Line.

    *  Find out about tax breaks for medical expenses fromirs.gov.

    *  Stay informed of changes in health care offerings on national and state levels.

    A Year of Health Hints book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • The Id Card That Can Save Your Life

    Medical Care

    Image of a medical alert tag.

    Heart attacks, car accidents, and other emergencies that leave you unconscious or in a state of shock make it impossible to communicate with health professionals. This is why carrying some sort of medical identification is so important. Three options to consider:

    *  Medic Alert tags. These medical tags alert others to the fact that you have a medical condition that might deserve immediate attention. The tags are given for such conditions as epilepsy or diabetes. To obtain one, contact the MedicAlert Foundation International, 2323 Colorado Ave., Turlock, CA 95382, 1.888.633.4298 orwww.medicalert.org.

    *  Microfilm ID cards. Many hospitals give their patients special cards that contain a small piece of film called microfiche. The film contains extensive medical history information that you provide when the card is issued. During an emergency, the card is read with the use of a microfilm machine.

    *  Nonmedical ID cards. Medical information can be written on a card that is provided by a variety of health organizations or one that is “homemade.” Because there is no official record of this information, health professionals may be reluctant to use some of it.

    Medical ID cards should include the following information.

    *  Name.

    *  Address.

    *  Phone number.

    *  Person to call in an emergency.

    *  Physician’s name and phone number.

    *  Blood type.

    *  Allergies.

    *  Medical conditions.

    *  Required medication.

    *  Pharmacy name and phone number.

    *  Poison control phone number (1.800.222.1222).

    Page from A Year of Health Hints book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • How To Avoid Hospital Germs

    Medical Care

    Image of nurse using antibacterial dispenser.

    Florence Nightingale once said, “The first requirement of a hospital is that it should do no harm.”

    Unfortunately, that goal has still not been totally achieved. There is a good deal of research that shows spending time in a hospital can make you sick-for several reasons.

    *  There are a number of viruses and bacteria brought into hospitals by patients, employees, and visitors.

    *  The hospital rounds made by the staff can transmit viruses and bacteria from one patient to another.

    *  Hospital procedures, such as injections and I.V. therapy, penetrate the skin, bypassing the body’s first line of defense against disease.

    Nosocomial (hospital-linked) infections are on the rise due to hospital cutbacks, carelessness and violations of infection-control standards. Here’s what you can do to protect yourself.

    *  Try to be as well-rested and as well-nourished as possible before you’re admitted to the hospital.

    *  Ask that hospital personnel wash their hands before providing care to you.

    *  If a hospital roommate becomes infected with pneumonia, ask to have your room changed.

    Page from A Year of Health Hints book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • Key Questions Checklist

    Medical Care

    Diagnosis

    *  What is my diagnosis?

    *  Is my condition chronic or acute?

    *  Is there anything I can do to cure, treat, and/or prevent it from getting worse?

    *  Is my condition contagious or genetic?

    *  How certain are you about this diagnosis?

    Treatment

    *  What is the recommended treatment?

    *  Is there a support group for my condition?

    If you are discussing medications:

    *  What will the medicine do for my particular problem?

    *  When, how often, and for how long should I take the medicine?

    *  How long before the medicine starts working?

    *  Will there be side effects?

    *  Will there be interactions with other medications I am taking?

    If you are discussing a test:

    *  What is the test called and how will it help identify the problem? Will it give specific or general information?

    *  Will more tests be necessary?

    *  How accurate and reliable is the test?

    *  How should I prepare for the test?

    *  Where do I go for the test?

    *  How and when will I get the test’s results?

    If you are discussing surgery:

    *  What are my options for surgery? Which one do you advise?

    *  How many of these surgeries have you done and what were the results?

    *  Can I get a step-by-step account of the procedure, including anesthesia and recovery?

    Benefits vs. Risks

    *  What are the benefits if I go ahead with the treatment?

    *  What are the possible risks and complications?

    *  Do the benefits outweigh the risks?

    Success

    *  What is the success rate for the treatment?

    *  Are there any personal factors that will affect my odds either way?

    *  How long will the results of treatment last?

    Timing

    *  When is the best time to begin the treatment?

    *  When can I expect to see results?

    Alternatives

    *  What will happen if I decide to do nothing?

    *  What are my other options?

    Cost

    *  What is the cost for the treatment?

    *  What related costs should I consider (e.g., time off work, travel, etc.).

    Decision

    *  You can now make an informed decision.

    *  You have the right to choose or refuse treatment.

    Page from the Healthier at Home book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • Save By Keeping Medical Andbilling Errors In Check

    Medical Care

    Female doctor on her computer.

    *  Check credentials of doctors, hospitals, and other health care providers. Get a complete list of how to get quality care fromahrq.gov.

    *  Protect yourself from medical errors. Be your own watchdog. Take an active role in every decision about your health care. If needed, have a family member or friend oversee your care.

    *  Get all of your medications from the same pharmacy to avoid harmful interactions. Make sure each doctor who prescribes medicine for you knows about any allergies and adverse reactions you have had to medicines and to foods, such as shrimp.

    *  To avoid getting a serious infection while you are in the hospital, ask all persons who give you care to wash or sanitize their hands.

    *  Keep lists of hospital and medical services. Ask for itemized bills. Compare your lists to the bills to make sure you were only charged for services that you received. Notify the billing department and your health plan of mistakes.

    A Year of Health Hints book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine