HealthyLife Articles

Tag: claim

  • Check Your Health Insurance Coverage

    Healthy Travel

    Image of Health Insurance form on tablet.

    Don’t assume that your medical insurance policy covers medical care you receive outside the United States. To protect yourself against unforeseen-and perhaps costly-medical charges, take these steps.

    *  Check with your insurance carrier to see if you’re covered when abroad, or if they offer health insurance for travelers.

    *  If your insurance doesn’t fully cover you away from home, you may be able to purchase traveler’s health insurance through a major credit card company.

    *  If you’re traveling with a package tour that offers a health insurance option, consider purchasing it.

    *  Find out if your policy places any restrictions on coverage. Some insurance companies do not cover chronic illness, complications during the third trimester of pregnancy, or sports-related injuries.

    Some plans also cover the cost of returning home in case of an emergency.

    Page image from A Year of Health Hints book by the American Institute for Preventive Medicine. www.HealthyLife.com. All rights reserved.

    © American Institute for Preventive Medicine

  • Find Unclaimed Money

    WELL-BEING

    Image of the word 'Scam' spread across money.

    Uncle Sam may actually owe you money. How? If the government owes you money, and you do not collect it, it becomes unclaimed money. This can happen because of bank or credit union closures, investment funds, pensions, tax refunds, or savings bonds, among others.

    But before you assume that there has to be unclaimed money out there for you, beware, says USA.gov, a government information website.

    There are people out there who will contact you, claim to be the government, saying they will send you unclaimed money for a fee. This is a scam. Legitimate government agencies will not contact you about unclaimed money or assets.

    Right now, there is no single government site for finding unclaimed money by name, social security number, or state. You need to visit each site separately and perform a search.

    After searching, if you are owed funds, there will be instructions and steps to follow to collect your money.

    For more information on unclaimed money, or other government resources, visitUSA.gov.

    © American Institute for Preventive Medicine