Tag: goals

  • Save For More Than Just A Rainy Day

    Financial Health

    Invest in your future.

    Money doesn’t grow on trees, but it can grow when you save and invest it wisely. First, identify what you want to save for:

    *  Emergency funds? (Plan for three to six months of expenses.) Holiday expenses? Vacations? A house? College for your kids? Retirement?

    *  Rank order your goals.

    Invest, but do not put all your eggs in one basket.

    Diversify with stocks, bonds, mutual funds, IRAs, real estate, and commodities, such as gold and silver. Find out more about investing fromwww.mymoney.gov. Things you can do on your own:

    *  If your employer has a retirement plan, such as a 401(k), have as much deducted from your pay as possible, especially if your employer matches some or all of the amount you contribute.

    *  Get resources on planning for retirement and long-term care fromwww.csrees.usda.gov/fsll.

    *  Check out “529” prepaid tuition and savings plans for college fromwww.collegesavings.org. These offer tax-saving advantages.

    *  Get professional investment advice from employer sponsored programs or from your financial planner. Find a certified professional from the Association for Financial Counseling and Planning Education atwww.afcpe.org.

    Revisit your budget:

    *  Pay off credit card or high interest debts first. Then use some or all of the payment money for your savings plan.

    *  Put aside whatever you can in savings accounts, checking accounts, and certificates of deposit.

    *  Look for additional ways to save fromhttp://investor.gov/sites/default/files/Saving-and-Investing.pdf

    *  Decide the best ways you are likely to save money.

    – Have your paycheck automatically deposited in your bank and have some go directly into one or more savings accounts.

    – Save money you get from tax refunds, work bonuses, and extra income.

    Action Step

    Beware of investments that promise high returns with little or no risk. If it sounds too good to be true, it usually is.

    Ways to Well-Being. Published by the American Institute for Preventive Medicine.

    © American Institute for Preventive Medicine

  • Keep Track

    Healthylife® QuitWell™

    Part 3

    Man typing on his phone.

    Use a notebook, or a note in your phone. You can also find a sample scorecard at the end of this program.

    Each time that you use tobacco or nicotine, mark down the time. If you have space to write more, jot down the trigger or what you were doing right beforehand. At the end of each day, add up your total for the day.

    Do this for a few days to get an average. You many not use the same amount every day. Get your average for working days and days you have off. You will likely have different tobacco habits.

    © American Institute for Preventive Medicine

  • Set Goals 2

    SleepWell® Program

    Week 2

    Image of wood blocks with letters spelling "smart."

    View sleep improvement as a long-term project, especially if you have had poor sleep for a long time. First, define small steps you want to take. Continue to reflect on your efforts.

    Small Steps

    Think of the actions you take on a daily basis as small steps towards your bigger goal. This guide has already given you many ideas for small steps. Examples are limiting caffeine and dimming the lights one hour before bedtime. Identify your next change and use the following guidelines to improve your goal. All goals should be:

    Chart on S.M.A.R.T.

    Stay motivated with the small successes you achieve along the way. Use your SleepWell® Tracker every day for feedback on the effect your actions have on your sleep.

    Reminder:If your sleep issues are chronic (last longer than three weeks), your primary goal should be to schedule an appointment with your doctor or a sleep specialist.

    Practice Goal-Setting

    Strengthen your goal using the S.M.A.R.T. tool. Start with a simple statement about what you want to accomplish. Next, write how your goal will be specific, measurable, attainable, relevant, and timely.

    Barriers to Change

    As you think more about your goal, roadblocks may appear. You may need tools or skills to achieve your goal. Identify what is making it difficult for you to change. Barriers do not mean you can’t make the change. Identify challenges that must be overcome to succeed.

    © American Institute for Preventive Medicine

  • Want To Eat Healthier?

    HEALTHY EATING

    Image of family eating dinner at the kitchen table.

    Then cook meals at home

    People who frequently cook meals at home eat healthier and consume fewer calories than those who cook less, according to Johns Hopkins Bloomberg School of Public Health research.

    “When people cook most of their meals at home, they consume fewer carbohydrates, less sugar and less fat than those who cook less or not at all-even if they are not trying to lose weight,” according to a study in Public Health Nutrition.

    © American Institute for Preventive Medicine

  • Find Reasons To Care About Physical Activity

    Healthylife® Weigh

    Part 5

    Elderly couple jogging.

    Being physically active helps you manage your weight. When you engage in physical activity, you burn calories. The more intense the activity, the more calories you burn. However, all exercise boosts your metabolism. Exercise builds muscle, the biggest fat burner in the body. Even in a state of rest, muscle burns calories efficiently (you’ll still be experiencing the benefits of your morning workout in the afternoon). Losing weight can slow your metabolism, but exercise can balance this effect.

    There are many other reasons to be active that may motivate you. Being physically active may help you live out the values you identified in Part 1.

    © American Institute for Preventive Medicine

  • Set Fitness Goals

    Healthylife® Weigh

    Part 5

    Active women with armband to hold smartphone.

    Set your own fitness goals. Other people may have suggestions, but choose a goal that you want to go after. Other people’s fitness goals should not interfere with one you set for yourself.

    *  Write down your goals. This gives them more importance.

    *  Your goals should be within reach, but challenging. Make sure your goals are S.M.A.R.T. Does your goal meet the criteria?

    *  Know why you are setting each goal. For example, you may be doing this exercise for stress relief or to try something new. Or, you are meeting a friend and want to help them stick to their goal.

    *  Review and adjust your goals as needed. It takes practice to know how to set reasonable but challenging goals for yourself.

    *  Track your progress and reward yourself for successes.

    © American Institute for Preventive Medicine

  • Set Goals

    Healthylife® Weigh

    Part 3

    The word Smart spelled out with wood lettering and hand writing definition for setting a smart goal.

    Think of the actions you take on a daily basis as small steps toward your bigger goal. This guide has already given you many ideas for small steps, such as making half of your plate fruits and vegetables and choosing fewer sugar-sweetened drinks. Identify your next step and use the S.M.A.R.T. tool to improve the chances of reaching your goal.

    Stay motivated with the small successes you achieve along the way. Use yourEating & Exercise Tracker™every day for feedback on the effect your actions have on your energy level, mood, and weight.

    S.M.A.R.T. chart.

    © American Institute for Preventive Medicine

  • 6 Tips To Become More Productive At Work

    WORK LIFE

    Image of women at work looking at notes posted on the wall.

    Productivity means you make the most of your time. You may get more done with less time or with fewer people. But it’s not just about being fast, it’s about maintaining quality too. Learning to be productive means you can showcase your talents and abilities by doing a great job with the resources and skills you have.

    Boosting productivity is often easier said than done. When you’re tired, distracted or simply don’t know how to organize your day, it can be hard to stay productive. Try these tips to make the most of your workday – and get more satisfaction out of your career while doing it!

    1.Break down big tasks.Large projects can be overwhelming, so we often put them off because we don’t know where to start. Instead of letting a large project sit on your to-do list, write down the first step you need to do to get it done. Make it something you know you can do, and set a deadline for yourself. Once that’s done, move on to the next step, and so on.

    2.Have real conversations instead of emailing.Email chains can become time-wasters and often lead to misunderstandings or missing information. When possible, talk to someone in person or on the phone instead of starting an email trail.

    3.Check email at set times.We can’t avoid email completely, but constant inbox chimes can quickly diminish your productivity. Instead of reading every email as it comes in, turn off your email program and only check it two to three times a day.

    4.Take quick breaks when you can.Back-to-back meetings or intense work sessions can drain you. But you don’t need to wait until your lunch hour to energize yourself. If you can, take a few moments to get up and walk around. Stretch at your desk or try deep-breathing exercises.

    5.Tackle those little things to clean up your to-do list.If you have a bunch of small, quick tasks nagging at you, set some time aside to get them done. Then you can focus on the bigger, more important things without other distractions.

    6.Set your own deadlines.If a task or project doesn’t have a due date, it’s easier to put off. Even if a specific deadline hasn’t been set, you can give yourself one. This helps you avoid hanging onto those things that sit undone for days or weeks.

    © American Institute for Preventive Medicine