Tag: protection

  • Stop! Thief

    FINANCIAL HEALTH

    Image of arm sneaking in from a door grabbing a purse on the counter.

    When your purse or wallet is lost or stolen, do you know the 8 steps you need to take right away because the thief is already cashing in on your loss? Act fast, advises the Federal Trade Commission:

    1. File a report with the police immediately. Get a copy in case your bank, credit card company, or insurance  company needs proof of the crime.

    2. Report the loss to your bank. Cancel checking and savings accounts. Open new ones, and stop payments on outstanding checks. Cancel each credit and charge card. Get new cards with new account numbers. Get a new ATM card, account number, and PIN or password.

    3. Call your utility companies. Tell them that someone may try  to get new service using your identification.

    4. Report your missing driver’s license to the department of  motor vehicles.

    5. Report missing cards to the major credit reporting agencies and place a fraud alert on your accounts: Equifax: 1-800-525-6285, Experian: 1-888-397-3742, TransUnion: 1-800-680-7289.

    6. Change the locks on your home and car if the keys were taken.

    7. Contact the Social Security Administration.    Call: 1-800-772-1213.

    8. Contact your insurance companies. Make sure no one tries to add someone to your policies.

    © American Institute for Preventive Medicine

  • Sun Sense

    SELF-CARE CORNER

    Image of sunscreen being applied to a kid's face.

    Did you know … the term “sunblock” is no longer used on sunscreen labels because no sunscreen can block all of the sun’s rays? You’ll now see the term “broad spectrum” that indicates a level of protection offered from both UVA and UVB rays.

    Sunscreens really aren’t waterproof either. Apply and reapply at least every 2 hours, but question why you’re out in the sun for that long a period of time anyway.

    Remember, only broad spectrum sunscreens with an SPF value of 15 or higher can claim to reduce the risk of skin cancer and early skin aging, and that’s only if they’re used correctly and with other sun protection measures such as wide-brimmed hats (not baseball caps) and sunglasses.

    Nobody ever applies enough sunscreen. And many people forget about ears, backs of necks, nose, lips, and tops of feet (avoid wearing flip-flops).

    Source: University of Michigan Health System, Loyola University Medical Center

    © American Institute for Preventive Medicine

  • Yes, More Sunscreen!

    SELF-CARE CORNER

    Image of sun hat, sunglasses and sunscreen.

    Wear it. Wear plenty of it. And this summer is the first season for the new FDA regulations. Here’s what you need to know about labels and ingredients from Dr. Alan Friedman of Montefiore Medical Center.

    Water-resistant

    Sunscreens claiming to be waterproof and sweat proof are no longer on the shelves. In their place are 40- and 80-minute water-resistant sunscreens. They offer sun protection for a limited time when exposed to water. Choose the 80-minute water-resistant product and reapply after swimming or toweling off.

    Sun Protection Factor (SPF)

    Some people think that SPF measures the length of time users can be in the sun before getting sunburned. Not so. SPF defines the amount of ultraviolet B (UVB) radiation needed to cause sunburn, even while sunscreen is on. Sunscreens with SPF 2 through SPF 14 can prevent sunburn, but they provide no protection against skin cancer or premature skin aging. Such sunscreens must now carry a warning label stating, “Spending time in the sun increases your risk of skin cancer and early skin aging. This product has been shown only to help prevent sunburn, not skin cancer or early skin aging.”

    The FDA has yet to rule on whether products with SPF values higher than 50 provide extra protection compared to ones with SPF values of 50.

    For a sunscreen to reach its listed SPF, a full ounce (think of a shot glass full) needs to be applied. Recent research shows that people only apply 20-25% of this amount, unknowingly lowering the protection factor of their sunscreens. Best choice: SPF 30 or higher and plenty of it.

    Broad spectrum

    Until the final FDA requirements took effect, sunscreens were only evaluated and regulated for their ability to protect against UVB radiation, as measured by SPF. Now, sunscreens also are evaluated for their UVA protection. Sunscreens labeled as “broad spectrum” protect against both UVA and UVB radiation.

    “UVA penetrates deeper into the skin where it can accelerate skin aging and cause skin cancer. I call UVA the silent killer, because unlike UVB, it does not cause sunburns so it is hard to tell if you are getting harmful exposure,” said Dr. Friedman. “Broad spectrum sunscreen use should not be limited to beach outings or summer months. Recent research showed that the skin aging process is significantly slower among people who apply broad spectrum sunscreen daily, year round.”

    Read the ingredients

    Sunscreen companies use different mixtures of ingredients. Choose products that have a variety of sun-blocking agents. Dr. Friedman recommends selecting a sunscreen that contains several organic sun-blocking agents such as ecamsule, cinoxate, octyl salicylate, and benzophenones (oxybenzone). The different chemicals work in synergy to create greater sun protection than any one ingredient alone. Also, combining multiple agents allows companies to use less of each, which decreases the risk of any associated irritation.

    The best products also contain mineral, physical sun-blocking agents like zinc oxide and titanium oxide. In the past, these ingredients appeared chalky and left skin greasy, but newer products deliver “micronized” thinner, sheerer formulations. Products that contain talc and bentone gel prevent these ingredients from clumping, and improve cosmetic appearance.

    Look for pH stabilizers to hydrate and fortify the skin, like dimethicone, cyclomethicone, and sodium phosphate. When the skin is hydrated, its can heal and repair itself much more quickly.

    © American Institute for Preventive Medicine

  • Advocate Against Domestic Violence

    FAMILY LIFE

    Back of women, wind blowing her hair as she hugs herself.

    Domestic violence is a serious issue that requires immediate action. It occurs when an individual suffers abuse at the hands of a family member or partner.

    Abuse can come in many forms:

    *  Physical abuse

    *  Emotional abuse

    *  Economic abuse

    *  Sexual violence

    *  Stalking

    Whether the individual is a spouse, child, or older relative, everyone deserves a life free from violence and abuse.

    Recognizing the signs

    Domestic violence is a challenging topic to talk about and often involves feelings of shame and worthlessness. Keep an eye out for these signs of abuse:

    *  Unexplained cuts or bruises

    *  Avoidance of close relationships or family activities

    *  Discomfort or fear around a partner

    *  A partner or family member who is controlling and makes all the decisions

    *  A partner or family member who threatens to hurt themself if the partner wants to break up.

    Preventing violence & abuse

    Domestic violence relies on an environment of isolation and secrecy. People with high self-esteem and strong social support are less likely to become victims.

    To advocate against domestic violence, consider getting involved in programs that work to support strong communities. Many successful domestic violence prevention programs focus on:

    *  Investing in healthy relationships

    *  Advocating for accessible community resources

    *  Social programs aimed at reducing poverty

    *  Increased educational opportunities

    Confronting domestic violence

    If you or someone you know is a victim of domestic violence, seek help. Call 911 if you are in a dangerous situation, or reach out to the domestic violence hotline at 800-799-SAFE.

    © American Institute for Preventive Medicine