Help Keep Costs Down To Size, The First Step Is To Organize

*  Use a file box, 3-ring binder, or one of the many apps available to keep track of your health insurance information and health care expenses. Include up-to-date copies of your medicine log and personal and family medical records.

*  Add medical bills, explanation of benefits (EOBs), and receipts for payments as you receive them. Add reports and lab results, too.

*  Keep a running tally of expenses to see when you have met your deductible and yearly limits, such as for dental care.

*  If you have a health flexible spending account (FSA), keep track of how much money you have left in it.

*  Keeping good records helps you manage your bills, find billing errors, and be ready at tax time to claim medical expenses.