HealthyLife Articles

Category: Uncategorized

Refinancing Pros & Cons

FINANCIAL HEALTH

There are pros & cons to refinancing your home. It may not be the best choice for everyone, depending on their unique situation.

Pros

* Lower interest rate: When refinancing at a lower rate, monthly payment decreases, and you’ll pay less over your mortgage life.

* Changing the term of your mortgage: When you refinance, you essentially take out a brand new mortgage. This allows you to set new terms, meaning you can either lengthen or shorten the term.

* Cashing out on home equity: If your home is worth more than the remaining mortgage, you may be able to do a cash-out refinancing.

Cons

* Refinancing costs: There can be a lot of expenses involved in refinancing your home. Calculate whether the savings from a lower interest rate will balance out the fees.

* Prepayment penalties: Some lenders charge a penalty for paying off a loan early. Determine if any penalties apply and what they are, as that may add to refinancing costs.

* Refinancing restarts amortization: In the early years of a loan, you pay more on interest and less on principal. In later years, you pay more on principal and less on interest. Refinancing may set you back to paying more interest.

© American Institute for Preventive Medicine

January 23, 2026
Cystic Fibrosis Awareness

MEDICAL NEWS

Cystic fibrosis (CF) is an inherited disease that affects 70,000 people worldwide. People who have CF have a gene mutation. This gene mutation causes mucus in the body to become thick and sticky.

With CF, thick mucus in the lungs can cause infections and make it hard to breathe. The pancreas, which helps digest food, becomes clogged. Then the body can’t absorb nutrients from food. This can cause malnutrition and poor growth. CF affects other organs, too.

CF and genetics

People with CF have two copies of the CF gene. They get one copy from each parent. Both parents must have at least one copy of the CF gene.

People with only one copy of the CF gene are called carriers. They don’t have the disease and may not know that they have the CF gene. Each time two CF carriers have a child, the chances are:

* 25 percent (1 in 4) the child will have CF

* 50 percent (1 in 2) the child will be a carrier but will not have CF

* 25 percent (1 in 4) the child will not be a carrier and will not have CF

People with CF can also pass copies of their CF genes to their children. If someone with CF and a CF carrier have a child together, the chances are:

* 50 percent (1 in 2) the child will be a carrier but will not have CF

* 50 percent (1 in 2) the child will have CF

Getting tested for the CF gene

People who are considering pregnancy may wish to get a CF genetic test. This tells you if you have CF or if you could be a carrier. This test looks for the most common CF genes, but it doesn’t test for all of them. If you’re not sure if you need the test, ask your doctor. The decision to get CF testing is a personal one and is different for everyone.

Longer lives for CF

There is no cure for CF. But with proper medical care, people with CF are living longer than ever before. Today, more than half of people who live with CF are over age 18.

Sources: Cystic Fibrosis Foundation, National Institutes of Health

© American Institute for Preventive Medicine

January 23, 2026
Living Well With Sickle Cell

MEDICAL NEWS

Sickle cell disease (SCD) is a group of inherited blood disorders. With SCD, red blood cells are crescent or “sickle” shaped. They are also stiff, which makes it hard for them to move throughout the body. This can block blood flow, causing severe pain, infections, eye problems and stroke.

Can SCD be cured?

Some people with SCD can be cured with a blood and bone marrow transplant. There are also medications that help lower symptoms and problems from the disease.

People with SCD should work with their doctors to find out which treatment is best for them. With the right medical care, many people with SCD can live full lives.

Healthy living tips

If you or your child has SCD, follow these tips to feel your best and avoid complications:

* See your doctor: Regular health checkups are essential when you have SCD. Ask your doctor how often you should have checkups.

* Prevent infections: Infections like the flu can be dangerous for people with SCD. Take steps to prevent them, like frequent handwashing, avoiding people who are sick and getting recommended vaccines.

* Drink plenty of water: Aim to drink eight to 10 glasses of water each day.

* Eat a healthy diet: Good nutrition is important. Your doctor or nutritionist can help you create a healthy eating plan that works for you.

* Get exercise: Stay active, but don’t do strenuous or very difficult exercise. Take breaks when you need to, and drink plenty of water.

* Avoid extreme heat and cold: Sudden changes in temperature can cause problems like severe pain. Don’t jump into very cold or hot water.

Get emergency care when needed

If you or your child has SCD with these symptoms, seek emergency medical care:

* Severe anemia: Signs include shortness of breath, dizziness, irregular heartbeat or extreme tiredness.

* Fever: A fever higher than 101.3 requires antibiotics right away.

* Acute chest syndrome: Symptoms of this complication include chest pain, coughing, fever and trouble breathing.

* Stroke: Signs include sudden weakness or numbness on one side of the body, confusion or trouble seeing, talking or walking.

Sources: National Heart, Lung and Blood Institute, Sickle Cell Disease Association of America

© American Institute for Preventive Medicine

January 23, 2026
Understanding Dyslexia

MEDICAL NEWS

Dyslexia is a learning disability that impacts the ability to read. While the condition can be frustrating, people with dyslexia have more resources available than ever before. With proper support, they can build the skills needed to adapt and learn.

Causes

Dyslexia is neurobiological, meaning it is caused by how the brain is “wired.” Many people with dyslexia are born with a brain that has difficulty interpreting written information. However, dyslexia can develop as a result of a brain injury or dementia.

Dyslexia isn’t related to a person’s intelligence. People of all intellectual abilities may be affected by dyslexia. Just because someone has difficulty processing written information doesn’t mean they don’t understand the concepts.

Genetics may play a role in the development of dyslexia. While the exact cause of the condition is unknown, research is ongoing to further clarify its origin and treatment.

Signs

While no single test can diagnose dyslexia, a doctor will look at a range of signs and symptoms. Information from family history, medical history, reading evaluations, psychological testing, and other factors provide the basis for a diagnosis.

Here are some common signs of dyslexia:

* Reading or writing slowly

* Writing letters in the wrong order

* Difficulty telling similar letters or words apart

* Problems spelling

* Difficulty planning and organizing

* Avoidance of activities that involve reading

* Problems remembering sequences

Support

Early identification of dyslexia is vital, especially for young children. With the right support, most individuals can be successful in school and at work. Effective treatment involves providing a supportive environment and individualized instruction to teach techniques that make reading easier. These include:

* Helping a child use multiple senses to identify written words

* Tutoring sessions with a reading specialist

* A school Individual Education Program (IEP) that guarantees learning support

* Reading aloud to children and having them practice reading aloud

* Utilizing technology to aid reading and writing

© American Institute for Preventive Medicine

January 23, 2026
Drowsy Driving: Know The Signs

WELL-BEING

Drowsy driving is the combination of driving a vehicle and being overly tired. It might happen if you didn’t sleep well the night before. It can also happen if you take medicines that make you tired. Sometimes people who work long shifts or the night shift are drowsy when they drive home from work.

What’s the big deal?

Experts believe drowsy driving causes tens of thousands of car crashes each year.

Driving when you’re drowsy is a lot like driving drunk. Drowsy driving can:

* Make you less aware and less attentive

* Slow down your reaction time

* Make it hard for you to make decisions while you’re on the road

How do I know if I’m drowsy?

Signs of being too tired to drive include:

* Yawning or blinking a lot

* Not being able to remember some of your trip

* Missing your turn or exit

* Drifting out of your lane or off the road

* Hitting rumble strips

What to do

If you think you’re driving while drowsy, pull over in a safe place. If you can, get some coffee or a caffeinated drink. Then lock the doors and take a 15- to 20-minute nap in your vehicle. The caffeine and nap combination may help you be more alert.

Opening the windows and loud music don’t help you stay awake. When your body needs sleep, it will do almost anything to get it.

Prevent drowsy driving

The best way to prevent crashes from drowsy driving is to:

1. Get enough sleep. If you can’t get the sleep you need, have someone else drive you to your destination.

2. See your doctor if you think you might have a sleep disorder.

3. Never drink alcohol before driving.

4. Never take medicines that make you drowsy before driving.

Sources: Centers for Disease Control and Prevention, National Sleep Foundation

© American Institute for Preventive Medicine

January 23, 2026
Safe Travels

WELL-BEING

COVID has changed many things in recent years, including the way we travel. No one wants to end up sick on vacation or pass an infection to those around them. Thankfully, there are ways to make travel safer for everyone. A few simple precautions are all it takes.

* Get updated on your vaccines, including COVID and any specific vaccines recommended by your destination country.

* Check the COVID situation at your destination. If community spread is high, you may want to take extra precautions.

* Find out if there are any testing, vaccine, or other documentation requirements at any stage of your journey.

* While masks are not required everywhere, the CDC recommends masking up on public transportation.

* Consider getting a COVID test when you return if you were in an area with a high risk of exposure.

* Be patient and flexible. Everyone wants to get to their destination safely.

© American Institute for Preventive Medicine

January 23, 2026
Seven Ways To Cure Workaholism

Stress Management

Time off is good behavior, especially for people who work, work, work, all the time. When work overpowers all other activity, stress develops. Long hours, with little relief, generally leads to:

* Less productivity or inefficiency.

* Neglected family and social life.

* Distorted concepts of what’s important and what’s not.

So often, though, a workaholic is the last to realize a problem exists. People who have trouble separating themselves from their jobs may feel that their personal worth is measured by how much they produce at work and little else.

Ask your spouse or a close friend if they think you’re a workaholic. If the answer is yes, here are some ways to create a healthier balance between work and play.

Gradually cut down the number of hours you work each day or week.

Avoid radical changes, but take measurable steps, like making it a rule not to work on weekends. (If that means you have to cut your workload proportionally by skipping unimportant tasks or delegating some work, so be it.)

Plan time for recreation in your schedule as though it were an important commitment.

(It is.) Set aside some time for fun, however brief, every day.

Get some physical exercise every day.

Take a walk, do some stretching, or participate in some other nonstressful, noncompetitive activity.

Avoid talking shop over lunch.

Go on a picnic or meet an old friend and talk about something unrelated to work.

Choose a hobby that contrasts with the kind of work you do.

If you work on highly technical mental problems all day, take up a handicraft hobby like woodworking or needlework. If you stay indoors all day, take up an outdoor activity like gardening or bicycling.

Select leisure activities carefully.

You need at least one activity you can share with family or friends.

Refuse to feel guilty when you’re not working.

This is probably the most important step of all.

© American Institute for Preventive Medicine

January 23, 2026
Do A Digital Detox

Stress Management

Overuse of electronic devices and our interactions with them can contribute to chronic stress. Consider taking a digital detox retreat, where you remove all electronic devices and reconnect with yourself and nature. Explore ecotherapy, or connecting with and immersing yourself in nature. Ecotherapy has proven to help some people manage symptoms of anxiety and depression.

Be More Earth-Friendly

Much of the energy that powers homes comes from fossil fuels, which contribute to global warming. Unplug electronics when you are not using them to reduce energy use and carbon emissions.

© American Institute for Preventive Medicine

January 23, 2026
“Rehearse” For Stressful Events

Stress Management

If you’ve ever mentally rehearsed a speech before you gave it, you may already have some idea of how advance playacting can help you prepare for stressful situations. (Athletes, musicians, salespeople, and actors do it all the time.) The idea is to imagine yourself feeling calm and confident in an otherwise stressful situation so you can relax more easily when the situation arises. Here’s how it’s done.

* Close your eyes and unwind, releasing every bit of muscular tension your body has accumulated.

* For a minute or two, concentrate on simply feeling relaxed.

* For the next minute or so, think of yourself actually doing whatever you’re practicing for rather than observing yourself doing it.

* Concentrate again on feelings of calmness.

* Visualize the event once again, and re-create as many details as possible. (What is the setting? What are you wearing? Who else is present?)

* Imagine yourself continuing to feel calm as you successfully handle the anticipated situation.

* Imagine a positive outcome-your boss congratulating you on a job well done, your spouse volunteering to pitch in around the house, and so forth.

Use this technique to prepare for any stressful situation-your performance review, a confrontation with your spouse, or other tense occasion. Practice twice a day for 5 minutes each time (preferably when you first wake up in the morning and when you’re ready to go to sleep at night). Imagining that you’re confident and successful increases the likelihood that you will be confident and successful in real life, because you’re creating new mental pictures of yourself. After practicing regularly for a few weeks to prepare for various events, you’ll be able to relax when the real situations occur.

© American Institute for Preventive Medicine

January 23, 2026
Use Your Imagination To Unwind

Stress Management

Imagination can make a cloudy day sunny-and overpower stress. Here are three ways to create mental pictures that offset daily stressors.

Music

Choose a recording you find soothing. Find a quiet, calming environment in which to listen to it. Feel yourself become part of this calming environment of sound, a physical extension of every note. If your thoughts stray, simply release them and refocus on the music. When the music ends, compare the way you feel to how you felt before listening to it. (You should feel more relaxed.)

Colors

Imagine two colors, one (like bright red) representing tension, and the other (like pale blue) representing relaxation. Close your eyes and imagine that your muscles are the “tense” color. Then imagine each muscle changing to the “relaxation” color. End the exercise by imagining that your entire body is now a vivid hue of the relaxation color (like vivid blue), symbolizing complete relaxation.

Paint a picture

If you have trouble visualizing abstract concepts like tension and relaxation, substitute concrete images that connote these feelings. Use symbols that can interact, like jagged rocks to symbolize tension and rolling waves to symbolize relaxation. Then imagine the waves slowly smoothing out the surface of the rocks. An alternative: Imagine warm sunlight (relaxation) gradually melting icicles (tension) until they disappear.

© American Institute for Preventive Medicine

January 23, 2026